Author Archives: Bob Duker

About Bob Duker

The Military Relocation Team was established in 1990. Since then we have sold over 500 homes to Army personnel(most first time home buyers) PCSing to the Fort Jackson/Shaw AFB area. We are accredited buyer representatives. We represent you during the home buying process. Our organization is also a member of the multiple listing service. This means we can sell all of the 5000 homes listed for sale in the Greater Midlands area. Bob Duker United States Army, Retired

Interest Rates Fall!

Posted on May 13, 2011 by Bob Duker

VA as well as other fixed mortgage rates have fallen to their lowest levels of the year The average rate on the 30-year loan fell to 4.63 percent from 4.71. This is the lowest rate since December 2010. This is … Continue reading →

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Finally,Free Credit Scores

Posted on April 1, 2011 by Bob Duker

Active-duty service members and mobilized reservists can get free FICO credit scores,offered by FICO Standard Services, provided by the Financial Industry Regulatory Authority’s Investor Education Foundation. The Fair Credit Reporting Act guarantees everyone access to three free credit reports a … Continue reading →

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Do You Know Your Credit Score?

Posted on March 30, 2011 by Bob Duker

It takes a 620 credit score to qualify for a “VA” mortgage. How does a lender come up with this score? The scores are based on information in your credit report.These scores tell lenders the likelihood that a mortgage or … Continue reading →

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Field Manual For Military Home Buyers

Posted on February 25, 2011 by Bob Duker

First of a series of articles explaining the home buying process for military personnel interested in purchasing a home now or in the future. Discussion will include:(1) the 16 steps involved from mortgage qualification to submitting an offer to purchase;(2) … Continue reading →

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Things you can do before you PCS to meet lenders standards for a home mortgage.

Posted on February 25, 2011 by Bob Duker

*Pay your bills on time *Keep credit card balances low *Get current on any late payments *Order credit reports atwww.annualcreditreport.com. *Obtain your credit score *Reduce your debt *Don’t open new accounts *Avoid closing credit card accounts Credit reporting agencies are … Continue reading →

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